A paired-sales analysis of the five best comps, and every revenue lever we can pull.
We selected the five closed sales most similar to the subject based on acreage (80 to 180 ac), county (Bastrop or Lee), presence of a residence, recency (last 18 months), and rural/agricultural character. Each comp's sale price is then adjusted for differences from the subject: time of sale, location, acreage, residence quality, outbuildings, water features, fencing, pool, and mineral rights. Positive adjustments mean the comp is inferior (we add value); negative adjustments mean the comp is superior (we subtract value).
| Adjustment | Comp 1 | Comp 2 | Comp 3 | Comp 4 | Comp 5 |
|---|---|---|---|---|---|
| Sale Price | $2,800,000 | $1,900,000 | $2,375,000 | $1,900,000 | $1,200,000 |
| Time (0.4%/mo) | +$89,600 | +$30,400 | +$19,000 | +$45,600 | +$33,600 |
| Location | $0 | $0 | $0 | $0 | +$25,000 |
| Acreage ($13K/ac) | +$137,475 | -$48,230 | -$240,084 | +$24,492 | +$224,965 |
| Residence | -$721,099 | -$88,424 | +$129,876 | +$127,792 | +$167,776 |
| Outbuildings | -$95,000 | +$10,000 | $0 | +$45,000 | -$60,000 |
| Water (ponds/wells/creek) | +$105,000 | +$140,000 | +$145,000 | +$165,000 | +$140,000 |
| Fencing | +$19,630 | -$1,268 | -$6,204 | +$17,906 | +$21,014 |
| Pool | $0 | -$60,000 | $0 | $0 | -$60,000 |
| Garage | $0 | -$67,200 | -$33,600 | $0 | -$16,800 |
| Oil/Mineral Rights | +$37,500 | +$37,500 | +$37,500 | +$37,500 | +$37,500 |
| Net Adjustment | -$426,894 | -$47,222 | +$51,488 | +$463,290 | +$513,055 |
| Adjusted Price | $2,373,106 | $1,852,778 | $2,426,488 | $2,363,290 | $1,713,055 |
The five adjusted sale prices range from $1,713,055 to $2,426,488.
The total annual carry on this property, assuming 80% LTV on a $2.1M purchase and 100% financing on a $1.3M build (Scenario A), is approximately $227,000/year. That includes debt service on both loans at 6%, property tax (ag exempt), and insurance. Here is every revenue stream available, what it takes to activate each one, and what it produces.
| Tier | Streams | Net Revenue | Coverage | Monthly Gap | Add'l Investment |
|---|---|---|---|---|---|
| Tier 1: Core | Both STRs + Cattle + Oil + Hay | $89,759 | 40% | $11,436/mo | $25,000 |
| Tier 2: Easy adds | + Hipcamp + RV Storage + Hunting | $107,359 | 47% | $9,970/mo | +$35,000 |
| Tier 3: Event venue | + Barn event venue | $154,359 | 68% | $6,053/mo | +$150,000 |
| Tier 4: Solar lease | + Community solar | $169,359 | 75% | $4,803/mo | +$0 |
Even with all ten revenue streams at base case projections, we cover 75% of the carry. The remaining $4,803/month is real out-of-pocket cost, split across partners. Here are the levers that close it:
The model uses $550/night for the new house. A 5BR off-grid ranch with pool, solar, rainwater, and 117 acres has no direct comp in the Bastrop STR market. If ADR hits $650 (optimistic scenario), the new house alone generates $85,908 NOI, adding $29,628 to the total. That gets us to 88% coverage.
The model assumes 80% LTV. A 40% down payment ($840K cash) drops the land mortgage from $120,864 to $90,648/year, saving $30,216. With Tier 4 revenue, that puts us at $199,575 against $196,784 carry. Breakeven achieved.
With 3 partners, the remaining gap at Tier 2 (before event venue) is $9,970/month or $3,323 per partner. That is a manageable carry for a property that is building equity, providing personal use, and generating six figures in gross revenue.
Our analysis supports $2.1M. Buying at $2.1M instead of $2.3M saves $200K in principal, which at 6% saves $14,388/year in debt service. Combined with Tier 3 revenue, coverage jumps to 74%.
Start with the existing house as STR immediately (Tier 1 without new house). Revenue from the existing house funds the first phase of construction. Build the new house in Year 2 when you have cash flow data and can right-size the project.
| Scenario | Revenue | Carry | Gap | Per Partner (3-way) |
|---|---|---|---|---|
| All 10 streams, 80% LTV | $169,359 | $227,000 | $57,641 | $1,601/mo |
| All 10 streams, 60% LTV | $169,359 | $196,784 | $27,425 | $762/mo |
| All 10 + optimistic STR, 60% LTV | $199,575 | $196,784 | +$2,791 | Breakeven |
| Buy at $2.1M, all 10, 60% LTV | $169,359 | $182,396 | $13,037 | $362/mo |